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Gainesville's inland, higher-elevation location is one of its biggest advantages compared to coastal Florida, but flood zones still vary parcel by parcel. Use this map to check FEMA flood hazard designations anywhere in Alachua County.
How to Read This Map
FEMA assigns every property a flood zone designation based on its risk of flooding. Zone X areas have minimal flood risk and typically don't require flood insurance for a federally backed mortgage. Zones A and AE are high-risk areas (the “Special Flood Hazard Area”) where flood insurance is usually required.
Most of Gainesville and Alachua County falls within Zone X, but some neighborhoods, especially those near creeks, ponds, or lower-elevation pockets, include parcels in Zone A or AE. The designation affects whether you'll need flood insurance and how much it might cost.
Zoom in and toggle the flood hazard layer below to check a specific area, or read the Gainesville Flood Zones Guide for a full breakdown.
I can pull the FEMA designation for any address you're considering and walk you through what it means for insurance.
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